A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

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Reviewed by Daniel Walker
Licensed Car Insurance Agent

UPDATED: Nov 30, 2021

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It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from top life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Don't Miss These Facts

  • Performing a price comparison before purchasing any life insurance policy is a good idea
  • There are some life insurance companies that offer price comparisons online
  • Using an online quote tool may be a less biased approach to finding affordable life insurance 

If you’re shopping around for life insurance, one of the big things you’re probably looking for is a price that you feel comfortable with.

Whether you’re new to life insurance or adding a life insurance policy to an already robust portfolio, you may be curious about life insurance companies that price compare.

While buying the cheapest life insurance policy available may not always be the best idea, it’s never a good idea to pay too much for life insurance coverage.

There is no way to know whether what you are paying — or thinking of paying — for life insurance is a reasonable amount until you compare rates from multiple companies.

Plenty of companies offer life insurance quotes to potential policyholders to let them know how much their monthly rates might be. But how many companies compare their prices to other life insurance companies?

Whether you’re shopping for life insurance for the first time or wondering, “Can I increase my life insurance policy?” it shouldn’t be too hard to find affordable life insurance companies that price compare. Your best bet is to start researching online.

If you’re looking for quotes from life insurance companies that price compare, you may need to be specific in searching for those companies ahead of time.

Or you can use an online quote tool rather than searching endlessly for life insurance companies that compare prices online.

Before you buy life insurance from companies that price compare, use our free quote tool above to compare rates from life insurance companies and see how much they charge for different policies.

Which life insurance companies offer price comparison?

There are some life insurance companies that offer price comparison options on their own websites.

Companies like State Farm and Progressive offer a price comparison tool that allows potential policyholders to see how much rates would be with them versus other life insurance companies.

While there are some life insurance companies that don’t price compare on their own websites, you will be able to find and compare rates from a lot of different companies when you search online using a quote comparison tool.

You may wonder, “How can I find cheap life insurance?” When you look online and compare multiple companies at once, you may get more helpful information than if you just go to one company’s website.

Enter your zip code below to view companies that have cheap life insurance rates.

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How much does life insurance cost?

The cost of life insurance varies based on a lot of different factors, but some of the universal factors that impact life insurance are the policy type, the policy amount, and a person’s age and gender.

Looking up life insurance rates by age and gender is a great way to better understand how much you can expect to pay for a life insurance policy. For example, the table below shows how rates for term life insurance policies are impacted by a person’s age and gender.

Term Life Insurance Rates by Age for Men and Women

Age$100,000: Male$100,000: Female$250,000: Male$250,000: Female$500,000: Male$500,000: Female
25$11.03$10.02$22.10$12.91$23.19$19.04
30$11.12$10.07$15.31$13.02$23.85$19.26
35$11.12$10.07$15.42$13.02$24.07$19.26
40$12.65$11.12$17.94$15.21$29.10$23.63
45$14.57$13.31$21.55$19.69$36.32$32.60
50$18.60$17.20$30.19$27.02$53.60$47.26
55$24.51$20.61$42.88$34.35$78.98$61.91
60$35.88$27.48$71.10$50.86$135.41$94.94
65$51.06$37.76$109.82$75.14$212.85$143.51
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As you can see from the table above, you can expect to pay more for a term life insurance policy if you are a man, and both men and women can expect to pay higher rates for a term policy as they age.

Should I compare life insurance rates?

Regardless of how you go about doing so, you should always compare life insurance rates before purchasing a policy.

If you choose to go to each company’s website or call and speak to life insurance agents on the phone in order to compare rates, that will work just fine.

But you will save a lot of time and energy if you find a website that offers a quote tool that compares multiple life insurance companies in your area at once.

Life insurance — just like any other insurance product — has costs that vary based on your unique situation. And you need a specific type of life insurance to cater to your unique needs.

You should never purchase the first policy you come across, and you can never do too much research when it comes to finding the best deal for coverage.

If you’re looking for life insurance coverage, be sure to use our free quote tool below to compare rates from life insurance companies that price compare.