Life Insurance Questions

Life insurance is a big purchase and one where you should consider all your options. While licensed insurance agents are the only people who can answer questions pertaining to your unique profile it’s a very good idea to read up and learn about life insurance well ahead of contacting an agent. Just a little bit of knowledge can help you form questions to ask an insurance professional and obtain coverage more reflective of your lifestyle. Some of the most common questions asked about life insurance are:

Types of Life Insurance

• What type of life insurance do you need?
• What are the types of life insurance?
• What is Term Life Insurance?
• What is Whole Life Insurance?
• What is Universal Life Insurance?
• What is Decreasing Term Life Insurance?

Life Insurance Questions

• Can I buy life insurance with a pre-existing condition?
• How much life insurance do you need?
• How much is life insurance per month?
• How can I find cheap life insurance?
• How affordable is Life Insurance?
• Who owns a life insurance policy when someone dies?
• Are the proceeds of a life insurance policy taxable?
• Can you get life insurance if you have cancer?
• Can you get life insurance on someone you don’t know?
• What is a Life Insurance Trust?
• Are life insurance premiums tax deductible?
• What does a life insurance policy not cover?
• What happens if a life insurance beneficiary dies?
• What is a no load life insurance policy?
• Will smoking an occasional cigar increase my life insurance?
• Can the IRS seize life insurance benefits?
• What is an irrevocable life insurance trust?
• Do companies purchase life insurance policies?
• Where can I get cash for a life insurance policy?
• Can you purchase life insurance if you are terminally ill?
• Can you still buy life insurance with a Pacemaker?
• Can you save money by switching life insurance companies?
• What happens if your life insurance company files bankruptcy?
• What is a life insurance settlement?
• How does universal life insurance work?
• What do life insurance companies test for?
• Can I buy life insurance coverage with COPD?
• Who are the top 10 life insurance companies by market share?
• What is an A.M. Best Rating?
• How does term life insurance work?
• How much term life insurance do I need?
• Will life insurance pay for chemotherapy?
• Can I cancel a life insurance policy?
• Should I buy life insurance for my children?
• Should I buy life insurance for my son?
• What happens if I do not pay my life insurance premiums?
• Do I have to pay taxes on life insurance?
• Should I buy life insurance for my daughter?
• Can I sell my life insurance policy?
• Can I buy life insurance on my dad?
• Can I take a loan from my term life insurance policy?
• Should I buy variable life insurance?
• Can I buy life insurance on my mom?
• Who can cancel a life insurance policy?
• Sould I buy life insurance at age 25?
• Can I buy life insurance on my grandmother?
• Can I buy life insurance on my grandfather?
• Should I buy life insurance through my job?
• Is life insurance more expensive for fat people?
• Can I buy life insurance for my dog?
• Will my life insurance pay for gastric surgery?
• Should I buy term life or whole life insurance?
• Can I buy life insurance at age 50?
• Will life insurance cover a military death?
• Can I buy life insurance at age 60?
• Can I buy life insurance at age 30?
• Can I buy life insurance at age 40?

Life Insurance Claims

• How do life insurance companies confirm death?
• Who determines life insurance benefits after a suicide?
• Will a drug overdose void a life insurance policy claim?
• Can I negotiate a denied life insurance claim?
• How do you find out if someone had a life insurance policy when they died?
• Can the court change a named life insurance beneficiary?
• Can a life insurance company change the beneficiary?
• Will a divorce void rights to a life insurance policy?
• Will life insurance pay for a funeral?

Life Insurance Company Reviews

• State Farm Life Insurance Company
• Mass Mutual Life Insurance Company
• John Hancock Life Insurance Company Review
• Liberty Mutual Life Insurance Review
• ING Life Insurance Review
• Mutual of Omaha Life Insurance Review
• New York Life Insurance Company Review
• Prudential Life Insurance Review
• TransAmerica Life Insurance Review
• Gerber Life Insurance Review
• Northwestern Mutual Life Insurance Review
• RBC Life Insurance Review