Life Insurance Companies That Provide Life Insurance for Someone With Prostate Cancer (Compare Rates)
There are a lot of life insurance companies that provide life insurance for someone with prostate cancer. Depending on a few factors, you may be able to find affordable life insurance options after a prostate cancer diagnosis. If you have elevated PSA levels, or if your Gleason score is too high, you can expect to pay more for life insurance coverage.
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UPDATED: Apr 25, 2022
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- There are many life insurance companies that offer policies to men who have been diagnosed with prostate cancer
- Your age, treatment, and the severity of your cancer could all impact your life insurance rates
- Most life insurance companies will want to know your previous and current PSA levels before offering coverage
If you have prostate cancer, or if you’re in remission after being diagnosed with prostate cancer, you may be curious to know more about life insurance companies that provide life insurance for someone with prostate cancer.
Regardless of what you’ve heard, it is not all that difficult to find life insurance for prostate cancer survivors. Plenty of life insurance companies offer policies to men who have been diagnosed with prostate cancer.
When it comes to a prostate cancer diagnosis, the biggest factor you will need to consider is cost. If you’re wondering how you can find cheap life insurance with a prostate cancer diagnosis, it might be hard to do.
While plenty of companies will offer coverage to you if you have had prostate cancer, finding affordable life insurance with prostate cancer could be difficult for some men.
The truth is, life insurance rates with prostate cancer could be a lot higher than rates for men who have not received the same diagnosis. But you will never know what life insurance companies will charge you unless you shop around and compare prices.
Shopping online for life insurance companies that provide life insurance for someone with prostate cancer is a great way to see how much you can expect to spend on your monthly life insurance rates.
In fact, you can use our free tool above to compare life insurance quotes for men with prostate cancer today.
Which life insurance companies will offer policies to people with prostate cancer?
It’s a fairly common diagnosis among men, and there are plenty of men who continue to live long and healthy lives after surviving prostate cancer.
There are a lot of life insurance companies that will not automatically penalize you for having prostate cancer, especially if you’ve been cancer-free for quite some time.
Almost every life insurance company you can think of will offer someone with a prostate cancer diagnosis a life insurance policy. Some of the more popular life insurance companies for prostate cancer survivors include:
- Mutual of Omaha
- Colonial Penn
- State Farm
- Globe Life
- AIG Direct
- Northwestern Mutual
- John Hancock
- New York Life
- Haven Life
While there are certainly some life insurance companies that don’t provide life insurance for someone with prostate cancer, the vast majority of companies will.
If you’re curious to learn more about a company that will offer you a life insurance policy, you can do some online research. For example, if you wanted to know more about State Farm, you could read our State Farm life insurance review.
The tricky part about finding life insurance after any cancer diagnosis is the price.
Enter your zip code below to view companies that have cheap life insurance rates.
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Can you get life insurance if you have prostate cancer?
While you can get a life insurance policy when you have prostate cancer, your life insurance rates could be much higher than average, depending on several factors.
Some of the most notable factors life insurance companies consider when dealing with a cancer patient or cancer survivor include:
- Your age when you were diagnosed
- The type of treatment you received
- The stage and grade of your cancer when you were diagnosed
- Your PSA levels before you received treatment and currently
- Your Gleason score
If you are a cancer survivor, life insurance companies will want to know about your current health and how long ago you were diagnosed.
If you have prostate cancer when you apply for a life insurance policy, you may have a harder time receiving affordable coverage.
No matter what your current health status is, it’s never a bad idea to shop around for life insurance. You can compare prices and see how much you can expect to pay, and you can also weed out any companies that are just too expensive.
How will my PSA levels affect life insurance?
A prostate-specific antigen, or PSA, is a protein that is produced by cells located in your prostate gland.
When a doctor measures your PSA levels, this is a test of how much of the prostate-specific antigen is showing up in your bloodstream. The higher your PSA level is, the more likely it is that you have prostate cancer.
Most insurance companies would consider the following PSA levels to be normal based on a man’s age:
- Age 0 – 49 = 2.5 ng/ml or less
- Age 50 – 59 = 3.5 ng/ml or less
- Age 60 – 69 = 4.5 ng/ml or less
- Age 70+ = 6.5 ng/ml or less
If you have high PSA levels, it can be a bit tricky to find affordable life insurance options.
Whether you are looking for a term or whole life insurance policy, companies are more likely to consider you high risk with higher-than-average PSA levels.
Should I try to find life insurance if I have prostate cancer?
Don’t let your prostate cancer diagnosis make you believe you aren’t eligible for a life insurance policy.
Whether you have just been diagnosed, are in remission, or have been cancer-free for some time, you will likely be able to find a life insurance company that will offer you coverage.
Before committing to any specific life insurance company, be sure to do your homework and compare the prices of policies from several different companies. This is the best way for you to know you’re getting a good deal.
You can use our free quote tool below to compare prices for life insurance after prostate cancer.