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Common Causes of Life Insurance Policy Lapses Explained

In times of uncertainty, having a life insurance policy can provide much-needed security and peace of mind. However, there are instances where these policies may...

In times of uncertainty, having a life insurance policy can ...

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Guide to Easily Canceling Your Life Insurance Policy

Life insurance is an important financial tool that provides protection for your loved ones in the event of your untimely death. However, there might come...

Life insurance is an important financial tool that provides ...

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A Step-by-Step Guide to Filing a Life Insurance Claim

Life insurance provides financial protection for your loved ones in the event of your passing. However, filing a life insurance claim can often be a...

Life insurance provides financial protection for your loved ...

Life Insurance Blackout PeriodPost

Life Insurance Blackout Period

When a spouse dies, the widow or widower can collect a Social Security benefit if the surviving spouse is caring for a child or children...

When a spouse dies, the widow or widower can collect a Socia...

Can a life insurance beneficiary be contested?Post

Can a life insurance beneficiary be contested?

A named beneficiary on a life insurance policy is the person or entity who is to receive the death benefit when the insured dies. The...

A named beneficiary on a life insurance policy is the person...

Can I increase my life insurance policy?Post

Can I increase my life insurance policy?

Life insurance is a unique concept that stands apart in its strength and by the economic safeguards it creates. An individual can create an instant...

Life insurance is a unique concept that stands apart in its ...

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Can you 1035 exchange an annuity to life insurance?

A 1035 exchange is an IRS regulation allowing a person to exchange an existing annuity for another annuity, a life insurance policy for another life...

A 1035 exchange is an IRS regulation allowing a person to ex...

Can a life insurance policy be used to pay debt?Post

Can a life insurance policy be used to pay debt?

The concept of life insurance is a modern phenomenon in its present form. There are indications of life insurance and similar ideas as far back...

The concept of life insurance is a modern phenomenon in its ...

Can you surrender your life insurance policy?Post

Can you surrender your life insurance policy?

How a Life Insurance Contract Is Constructed Life insurance is a unique financial instrument because it is so flexible, yet does so much. Any individual...

How a Life Insurance Contract Is Constructed Life insurance ...

Is a life insurance policy public record?Post

Is a life insurance policy public record?

For the most part, life insurance policies are not a part of any public records. Life insurance proceeds are paid directly to a named beneficiary...

For the most part, life insurance policies are not a part of...

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Can Medicaid take my life insurance policy?

What is Medicaid? Medicaid is a joint federal-state health insurance program. In most states, it is called Medicaid, but three states have renamed it. California calls...

What is Medicaid? Medicaid is a joint federal-state health ...

Can you have multiple life insurance policies?Post

Can you have multiple life insurance policies?

Is It Legal to Have More Than One Life Insurance Policy? Yes, anyone can have more than one life insurance policy with one or multiple...

Is It Legal to Have More Than One Life Insurance Policy? Yes...

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Can a life insurance company access my medical records?

In 1996, the U.S. federal government passed The Health Insurance Portability and Accountability Act. It is commonly known as HIPAA. However, due to the way...

In 1996, the U.S. federal government passed The Health Insur...

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